JOB Reference EJT-UKCEUYYDHR

Head of Retail Credit - Commercial Lending

NMB Bank Plc Discovered vacancy

Dar es Salaam, Tanzania Bachelor degree On-site
Deadline: 2 Nov 2026

About this Opportunity

Lead NMB Bank’s commercial-lending credit function, overseeing credit assessment, approvals, portfolio risk, lending controls and senior stakeholder reporting.

The Head of Retail Credit - Commercial Lending is responsible for the commercial-lending credit function at NMB Bank’s head office. The leader oversees risk-based assessment of borrowing proposals, credit approvals and recommendations, monitoring and reporting of portfolio credit quality, compliance with delegated authorities and the bank’s credit policies. The role works closely with the Chief Credit Officer, Credit Committees, relationship managers and business leaders to protect asset quality while supporting sustainable commercial lending.

Key Details

Opportunity Type:
Job
Location:
Dar es Salaam, Tanzania
Education Level:
Bachelor degree
Experience Level:
Senior
Work Arrangement:
On-site
Application Deadline:
2 Nov 2026
Posted:
19 Oct 2026
Positions:
1

Quick Summary

  • • Lead commercial-lending credit assessment, analysis, approvals and credit-risk governance in accordance with bank po...
  • At least seven years of relevant experience and a proven leadership track record in a medium or large organisation.

Eligibility & Requirements

  • Bachelor’s degree in Banking, Business Administration, Finance, Accounting, Commerce, Law or Economics. Deep understanding of commercial/corporate lending, cash-flow and transaction structuring, risk assessment, monitoring, IFRS 9 and regulatory credit requirements.
  • Master’s degree in business studies, postgraduate banking education and/or relevant banking certifications are added advantages.
  • At least seven years of relevant experience and a proven leadership track record in a medium or large organisation.

Responsibilities

• Lead commercial-lending credit assessment, analysis, approvals and credit-risk governance in accordance with bank policy and delegated authority.
• Review counterpart, obligor, industry, transaction and security risks and ensure appropriately structured and priced facilities.
• Oversee portfolio concentrations, emerging risks, problematic accounts, watchlists and remedial action; participate in credit committees.
• Lead and develop credit analysts, establish performance objectives and coordinate with commercial banking, management information and reporting teams.
• Monitor IFRS 9 expected-credit-loss implications, impairment and regulatory compliance, including Bank of Tanzania reporting.
• Drive improved credit risk measurement, control design, reporting and process efficiency.

Programme Eligibility

Applicants must meet the bachelor’s qualification and minimum seven-year relevant leadership experience stated by NMB.

Department

Credit Department / Commercial Lending

Specialisation

Commercial lending, credit analysis, portfolio risk and leadership

Education Requirements

Bachelor’s in Banking, Business Administration, Finance, Accounting, Commerce, Law or Economics.

Experience Requirements

7+ years of relevant work with leadership in a medium-to-large organisation.

Programme Skills

• Credit underwriting, loan portfolio risk, transaction structuring, cash-flow assessment
• IFRS 9, ECL, NPL management and regulatory credit reporting
• Leadership, coaching and senior stakeholder engagement

Additional Information

Posted 2026-10-19; advertised closing calendar date 2026-11-02. Head Office, HQ. Source is the official NMB careers page; search the exact title.

How to Apply

Apply through the NMB Bank official careers portal by logging in and selecting “Head of Retail Credit - Commercial Lending”. Opening date 19 October 2026; closing calendar date 2 November 2026. Exact cutoff time is not stated. NMB does not charge application or recruitment fees; only shortlisted applicants will be contacted. Date-only timestamps are placeholders.

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Trust and source

Discovered This opportunity has an attributed source; publication does not establish full verification. Review the original announcement and application instructions.

Source
Attributed opportunity source
Published
25 Oct 2026
Last checked
25 Oct 2026 19:59
Trust state
DISCOVERED
View attributed source ↗

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